{"id":5873,"date":"2025-10-20T07:57:38","date_gmt":"2025-10-20T07:57:38","guid":{"rendered":"https:\/\/bosveld-nieuw.ylt.nl\/frequently-asked-questions\/debt-relief-options\/"},"modified":"2025-12-02T10:28:37","modified_gmt":"2025-12-02T10:28:37","slug":"debt-relief-options","status":"publish","type":"page","link":"https:\/\/bosveld-nieuw.ylt.nl\/en\/frequently-asked-questions\/debt-relief-options\/","title":{"rendered":"Debt relief options"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#F9F9F9&#8243; bg_image=&#8221;1541&#8243; bg_position=&#8221;center bottom&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;3%&#8221; bottom_padding=&#8221;3%&#8221; 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column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; top_padding=&#8221;3%&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner left_padding_desktop=&#8221;10%&#8221; right_padding_desktop=&#8221;10%&#8221; top_padding_phone=&#8221;10%&#8221; left_padding_phone=&#8221;8%&#8221; right_padding_phone=&#8221;8%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;10&#8243;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;ltr&#8221;]\n<h1>Debt relief options.<\/h1>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221; text_direction=&#8221;ltr&#8221;]\n<h5>It may happen that your financial situation has taken an unexpected turn. Often such incidents are not isolated and are related to mismanagement of the financial situation. <\/h5>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221; text_direction=&#8221;ltr&#8221;]It is imperative that you sound the alarm as soon as possible when things get increasingly tough financially. Fortunately, you don&#8217;t have to be alone. Together with a debt relief agency you can get your financial situation back under control. However hopeless it may seem. In addition to your municipality, the following agencies also offer various forms of help:    <\/p>\n<p><a href=\"https:\/\/www.113.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>113 Foundation<\/strong><\/a><br \/>\nThinking about suicide? The 113 Foundation is an independent and autonomous healthcare provider in the field of suicide prevention. The organization consists of psychologists and psychiatrists. Contact 113 Suicide Prevention 24\/7 for free and anonymously via 0800-0113 or chat at 113.nl.   <\/p>\n<p><a href=\"https:\/\/schuldenwijzer.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>Schuldenwijzer.nl<\/strong><\/a><br \/>\nOn the platform Schuldenwijzer you can find all current information about your debts in one overview. The platform provides insight into the Digital Seizure Register (DBR) where all seizures (made by bailiffs) on periodic income relationships (employment relationships, benefits, allowances and pensions) are registered. <\/p>\n<p><a href=\"https:\/\/www.juridischloket.nl\/schulden-en-incasso\/schulden-oplossen\/schuldhulpverlening-gemeente\/\" target=\"_blank\" rel=\"noopener\"><strong>The Legal Help Desk<\/strong><\/a><br \/>\nThe Legal Help Desk provides free legal advice, through the website you will be helped with information, tips and sample letters. We can also give you personal advice. <\/p>\n<p><a href=\"https:\/\/www.nibud.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>Nibud<\/strong><\/a><br \/>\nNibud is an independent foundation that informs and advises on household finances.<\/p>\n<p><a href=\"https:\/\/www.zelfjeschuldenregelen.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>Zelfjeschuldenregelen.nl<\/strong><\/a><br \/>\nThe website zelfjeschuldenregelen.nl is there to help people with incipient financial problems work out a solution. With the fill-in tool, you can create a realistic repayment plan yourself. <\/p>\n<p><a href=\"https:\/\/stadsring51.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>Cityring51<\/strong><\/a><br \/>\nAs a resident of Amersfoort and Leusden, you can turn to Stadsring51 for free and immediate debt assistance.<\/p>\n<p><a href=\"https:\/\/0800-8115.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>0800-8115 <\/strong><\/a><br \/>\nThe phone number 0800-8115 can be reached nationwide free of charge and anonymously for people with money worries.<strong> <\/strong>Staff at 0800-8115 think along and put people with money worries in touch with local help.<\/p>\n<p><a href=\"https:\/\/geldfit.nl\/?gclid=CjwKCAiA9NGfBhBvEiwAq5vSy1YzLu6pc2a0u0KwvXNOVuET6IysCaXMhAu4vG5jZV9LcfgErlNmPxoCYnkQAvD_BwE\" target=\"_blank\" rel=\"noopener\"><strong>Moneyfit<\/strong><\/a><br \/>\nLooking for the best aid agency yourself? Go to www.geldfit.nl. Fill in your details and from there it will be determined which organization you should contact (with contact information). It differs per person and per situation which help and agency is appropriate.<br \/>\nContact:<br \/>\n8.30 &#8211; 17.00<br \/>\n085 013 64 77<br \/>\n<a href=\"mailto:helpen@geldfit.nl\">helpen@geldfit.nl<\/a><\/p>\n<p><a href=\"https:\/\/www.onsbank.nl\/\" target=\"_blank\" rel=\"noopener\"><strong>ONSbank<\/strong><\/a><br \/>\nONSbank offers young people a way out of debt. Together they work on your personal development and a lasting change in your life. It is mainly for young people between the ages of 18 and 27.  <\/p>\n<p>At ONSbank you then follow a (free of charge) program for a total of 6 months. First we arrange debts together. And then you meet artists, theater makers, musicians, photographers and athletes in workshops. Each one of them self-willed, motivated and super inspiring people. They make sure you get to know yourself better.    <\/p>\n<p><strong>Contact:<\/strong><br \/>\nDebtor can Whatsap through the website or apply through a form: <a href=\"https:\/\/www.onsbank.nl\/\">https:\/\/www.onsbank.nl\/<\/a><\/p>\n<p>Address details: ONSbank, Oudemanhuispoort 4-6 &#8211; room OMHP E1.01A, 1012 CN Amsterdam[\/vc_column_text][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;65&#8243;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;ltr&#8221;]\n<h4>Registering debt assistance with your municipality<\/h4>\n<p>Signing up for debt assistance has a waiting period of about 4 weeks. Within that time, your municipality must schedule an initial interview with you. If the situation is imminent, you can often get help sooner.  <\/p>\n<p>An imminent situation occurs when:<\/p>\n<ul>\n<li>You are being evicted from your home<\/li>\n<li>your gas, water or electricity is cut off<\/li>\n<li>your health insurance is terminated<\/li>\n<\/ul>\n<p>You can find more information about debt assistance at the <a href=\"https:\/\/www.juridischloket.nl\/schulden-en-incasso\/schulden-oplossen\/schuldhulpverlening-gemeente\/\" target=\"_blank\" rel=\"noopener\">Legal Aid Office<\/a> or at your own municipality.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;80&#8243;][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;none&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;-100&#8243; 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