{"id":5702,"date":"2025-10-13T01:42:28","date_gmt":"2025-10-13T01:42:28","guid":{"rendered":"https:\/\/bosveld-nieuw.ylt.nl\/frequently-asked-questions\/what-are-the-collection-costs\/"},"modified":"2025-12-02T10:27:45","modified_gmt":"2025-12-02T10:27:45","slug":"what-are-the-collection-costs","status":"publish","type":"page","link":"https:\/\/bosveld-nieuw.ylt.nl\/en\/frequently-asked-questions\/what-are-the-collection-costs\/","title":{"rendered":"What are the collection costs"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#F9F9F9″ bg_image=”1541″ bg_position=”center bottom” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”3%” bottom_padding=”3%” left_padding_desktop=”15%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” 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What are collection costs?<\/h1>\n[\/vc_column_text][vc_column_text css=”” text_direction=”ltr”]\n

As of July 1, 2012, the Law on Standardization of Extrajudicial Collection Costs (also known as the Law on Collection Costs or WIK) applies. This law legally regulates the amount of collection costs in a graduated scale. <\/h5>\n[\/vc_column_text][divider line_type=”No Line” custom_height=”10″][vc_column_text css=”” text_direction=”ltr”]\n
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Collection fees are calculated as a percentage of the amount someone still has to pay<\/strong>. The higher the amount, the lower<\/strong> the percentage used. <\/p>\n

Collection fees may be charged 14 days after<\/strong> the debtor receives the payment reminder and fails to pay.<\/p>\n

\n\n\n\n\n\n\n\n\n\n
Invoice amount (principal<\/strong><\/td>\nCollection fee percentage at most<\/strong><\/td>\nMinimum compensation collection costs<\/strong><\/td>\nMaximum compensation collection costs<\/strong><\/td>\nCumulative<\/strong><\/td>\n<\/tr>\n
\u20ac 0 – \u20ac 2.500<\/td>\n15%<\/td>\n\u20ac 40,-<\/td>\n\u20ac 375,-<\/td>\n\u20ac 375,-<\/td>\n<\/tr>\n
\u20ac 2.501 – \u20ac 5.000<\/td>\n10%<\/td>\n<\/td>\n\u20ac 250,-<\/td>\n\u20ac 625,-<\/td>\n<\/tr>\n
\u20ac 5.001 – \u20ac 10.000<\/td>\n5%<\/td>\n<\/td>\n\u20ac 250,-<\/td>\n\u20ac 875,-<\/td>\n<\/tr>\n
\u20ac 10.001 – \u20ac 200.000<\/td>\n1%<\/td>\n<\/td>\n\u20ac 1.900,-<\/td>\n\u20ac 2.775,-<\/td>\n<\/tr>\n
> \u20ac200,000 to \u20ac1,000,000.<\/td>\n0,5%<\/td>\n<\/td>\n\u20ac 4.000,-<\/td>\n\u20ac 6.775,-<\/td>\n<\/tr>\n
> \u20ac 1.000.000,-<\/td>\n–<\/td>\n<\/td>\n\u20ac 6.775,-<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

 <\/p>\n

Amount of collection costs for installment payments up to \u20ac266.67<\/h3>\n

When multiple installments from the same agreement of up to \u20ac266.67 per installment have not been paid, over a six-month period, \u20ac40 may be charged once and \u20ac20 per installment for the remaining unpaid installments. The effect of this regulation is that the creditor must look back six months for each unpaid installment to determine how much collection costs may be charged. Only when no collection costs have been charged for six months may \u20ac40 be charged again. <\/p>\n

This cumulation scheme for collection costs on installment payments will apply from Oct. 1, 2024.<\/p>\n

Month Installment amount Collection fee amount<\/strong><\/p>\n

January \u20ac125 \u20ac40<\/p>\n

March \u20ac125 \u20ac20<\/p>\n

May \u20ac125 \u20ac20<\/p>\n

December \u20ac125 \u20ac40<\/p>\n

 <\/p>\n

Calculating collection costs<\/h3>\n

Use the IncassoCalculator to determine if and how much maximum collection costs can be charged. To calculate collection costs for an accumulation scheme, you can use this IncassoCalculator: https:\/\/schuldinfo.nl\/incassokosten-berekenen<\/a> <\/p>\n

Make a choice:<\/strong><\/p>\n

1. One principal amount<\/strong>
\nUse this collection calculator when collection costs need to be calculated on one principal amount.<\/p>\n

2. Multiple installments<\/strong>
\nUse this collection calculator when multiple installments from the same agreement have not been paid. For unpaid installments of up to \u20ac266.67 per installment, you may be charged once \u20ac40 and five times \u20ac20 over a six-month period. <\/p>\n

3. Combination<\/strong>
\nIf someone has not paid both monthly amounts<\/strong> and a one-time amount<\/strong> (such as the deductible or a final bill), you must calculate the one-time amount separately<\/strong>.
Use the collection calculator for “one principal amount”<\/strong> for this purpose .<\/strong><\/p>\n

 <\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Calculate collection costs with the WIK calculator<\/h3>\n

Calculate for yourself what collection fees may be charged on an outstanding invoice.<\/span><\/p>\n

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